This Working Paper reviews how different countries have designed pension schemes for informal workers. It focuses on contributory schemes for the “missing middle”: informal workers who have sufficiently stable incomes to save for old age but lack access to suitable pension options. The paper draws upon public documentation and literature on how to target and scale pension schemes for informal sector workers.

theconversation.com (05.02.2026) For nearly three decades, decisions about which medicines the NHS pays for have not been made by ministers, but by the National Institute for Health and Care Excellence, known as Nice. Its job has been powerful: to act as a check on the pharmaceutical industry by demanding evidence that new drugs are clinically effective and worth the price, protecting NHS budgets from spiralling costs.

iadb.org (August 2025) The System for the Identification of Potential Beneficiaries of Social Programs (Sisbén) is Colombias main instrument for targeting social policies. To date, Sisbén has gone through four versions and uses statistical tools and techniques to identify and rank the population according to their socioeconomic situation. Recently, Colombia began the transition from Sisbén to the Social Registry of Households (Registro Social de Hogares, RSH).

worldbank.org (22.01.2026) Governments in low- and middle-income countries (LMICs) face growing pressure to create jobs amid shrinking fiscal space and weak growth prospects. Employment solutions - like active labor market programs (ALMPs), regulatory reforms, or alignment of social programs - are effective tools to address these challenges. Recent years have seen a strengthening evidence base for employment solutions, with rigorous evaluations indicating that well-crafted programs can achieve impacts that far exceed earlier interventions.

dailynews.co.tz THE Prime Minister’s Office – Labour, Employment and Persons with Disabilities is set to launch the National Social Protection Policy of 2023 and the National Social Security Scheme for Self-Employed Persons in the Informal Sector (NISS) in Arusha today. According to a statement issued by the Government Communications Unit in Dodoma over the weekend, the event will also provide a platform for stakeholders to review progress and explore opportunities within the social protection sector. The event, themed “Social Protection for All: A Foundation for Development,” is expected to

chinadaily.com.cn (26.01.2026) Experts have called for collaborative efforts from government, online platforms and society to improve social insurance coverage for people in new forms of employment — such as ride-hailing drivers and food delivery workers — to better safeguard their livelihoods. Earlier in December, the annual Central Economic Work Conference held in Beijing clarified that flexible workers and people in new forms of employment are encouraged to enroll in the regular employees social insurance program.

businesstoday.in (29.02.2026) According to the Survey, the dominance of informal employment continues to shape the contours of India’s pension challenge. A large share of workers operate outside stable, salaried arrangements, making it difficult for them to commit to long-term, locked-in pension products, even when contribution amounts are modest.

Pension Policy International (29.01.2026) South Africa has officially moved away from the traditional default retirement age of 60, with new pension regulations taking effect from early January 2026, reshaping retirement planning for millions of workers. This shift addresses rising life expectancy, pension fund sustainability, and economic pressures, allowing retirement ages to be set by employment contracts and fund rules rather than a fixed benchmark.

Xinhua (22.01.2026) China has rolled out a nationwide subsidy program to support elderly people with disabilities who purchase care services, authorities announced Thursday, as part of efforts to ease family burdens and build a more senior-friendly society. The vouchers, worth up to 800 yuan (about 114 U.S. dollars) per person per month, can be used to cover a wide range of services such as meal assistance, bathing assistance, housekeeping assistance, mobility support, emergency aid, medical assistance, rehabilitation nursing, and daytime care.

World Economic Forum (19.01.2026) For Asian countries in an aged-society stage, this demographic shift brings profound implications for how people are supported through longer lifespans. Just as a CFO manages risk and plans strategically, individuals must take a more active role in building financial resilience. The true success of a 100-year society lies not only in extending lifespan but in extending dignity, contribution and meaning.