Securing access to long-term care without hardship as an integral part of universal social protection systems
ilo.org (01.04.2024) This brief presents the role of universal social protection in securing access to long-term care (LTC). Effective LTC financing strategies include dedicated schemes, top-up pension benefits, expansion of disability benefits, and integration within social health protection packages. Defining a comprehensive benefits package and ensuring financial protection are crucial, with international standards recommending minimal copayments to avoid hardship. High out-of-pocket payments can impoverish older adults and erode insufficient pensions.
Global challenges
Topics
Long-term care
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