Pensions

Growing old without security: rethinking pensions and social security in Nigeria

Submitted by pmassetti on
developmentpathways.co.uk (february 2026) Nigeria faces a growing old age poverty risk as most workers, especially in the informal economy, lack reliable pension coverage. In this Perspective, Pietro Bonanome, Social Protection Specialist at Development Pathways, argues that the voluntary Micro Pension Plan and heavily targeted safety-net approach leave a large group of Nigerians without protection. He calls for a phased universal old-age pension, showing that international experience demonstrates such schemes are affordable and effective.
Regions / Country
nigeria
Global challenges
Topics
Pensions
Document Type

Inclusive Pensions for an Aging World: Evidence and Strategies for Engaging Informal Workers

Submitted by pmassetti on
cgap.org (February 2026) This Working Paper reviews how different countries have designed pension schemes for informal workers. It focuses on contributory schemes for the “missing middle”: informal workers who have sufficiently stable incomes to save for old age but lack access to suitable pension options. The paper draws upon public documentation and literature on how to target and scale pension schemes for informal sector workers.
Topics
Pensions
Extension of coverage
Document Type

India: NPS drives pension expansion, but coverage remains limited amid informality: Economic Survey 2025 26

Submitted by pmassetti on
businesstoday.in (29.02.2026) According to the Survey, the dominance of informal employment continues to shape the contours of India’s pension challenge. A large share of workers operate outside stable, salaried arrangements, making it difficult for them to commit to long-term, locked-in pension products, even when contribution amounts are modest.
Regions / Country
india
Topics
Pensions
Document Type

Goodbye to Retirement at 60 in the South Africa

Submitted by pmassetti on
Pension Policy International (29.01.2026) South Africa has officially moved away from the traditional default retirement age of 60, with new pension regulations taking effect from early January 2026, reshaping retirement planning for millions of workers. This shift addresses rising life expectancy, pension fund sustainability, and economic pressures, allowing retirement ages to be set by employment contracts and fund rules rather than a fixed benchmark.
Regions / Country
south africa
Topics
Pensions
Document Type

Asia in the longevity era. How can we rethink wealth in a 100-year life?

Submitted by pmassetti on
World Economic Forum (19.01.2026) For Asian countries in an aged-society stage, this demographic shift brings profound implications for how people are supported through longer lifespans. Just as a CFO manages risk and plans strategically, individuals must take a more active role in building financial resilience. The true success of a 100-year society lies not only in extending lifespan but in extending dignity, contribution and meaning.
Regions / Country
Asia
Global challenges
Topics
Pensions

Chile: Senate Advances Bill to Prevent Convicted Individuals from Receiving Survivor Pensions for Femicide and Domestic Violence

Submitted by pmassetti on
elciudadano.com (08.01.2026) The initiative specifies the mandate for courts to report domestic violence convictions to the Superintendence of Pensions, which will relay this information to Pension Fund Administrators (AFP) and insurance companies. Minister Antonia Orellana highlighted the bill's scope during the session.
Regions / Country
chile
Topics
Pensions
Document Type

Demographic and Workforce Projections in Italy and Sweden: Social Security Challenges and Prospects

Submitted by pmassetti on
E-Journal of International and Comparative Labour Studies (Vol. 14 No. 2 - 2025) This paper examines the challenges facing European social security systems, focusing on Italy and Sweden’s differing approaches to pension reform amid ageing populations. It analyses how demographic shifts—such as declining fertility and increased longevity—are impacting the balance between contributors and beneficiaries in pay-as-you-go (PAYG) schemes.
Regions / Country
Europe
Topics
Pensions
Document Type

Why private pensions can’t fix the ageing problem

Submitted by pmassetti on
reuters.com (20.11.2025) Across Europe, politicians increasingly tout private pensions as a cure-all for reviving stagnant stock exchanges, fostering entrepreneurship and curbing ballooning public spending as populations age. But any governments that bet on this solution may be disappointed. A proliferation of individual piggybanks will not solve the deeper challenges that flow from having purchasing power ever-more concentrated in older hands.
Topics
Pensions
Document Type

Germany greenlights €2,000 tax-free earnings for pensioners

Submitted by pmassetti on
Euronews (15.10.2025) Germany will introduce an “active pension” from 1 January 2026 that lets people who choose to work past the statutory retirement age earn up to €2,000 per month tax-free. Labour Minister Bärbel Bas framed the Aktivrente as a straightforward incentive intended to keep experienced workers in the labour market.
Regions / Country
germany
Topics
Pensions
Document Type

Europe's aging burden far less than US or China

Submitted by pmassetti on
The Jakarta Post (10.10.2025) Graying Europe has long been considered an outlier in global demographics – but the rising cost to its governments in terms of bills for pensions and health care are more manageable than assumed and less than in rival economies in the United States and China. In a detailed report on the rising cost to the public purse from Europe's aging population, Brussels-based think Breugel this week outlined the trajectory through 2070 using the latest country-by-country data from the European Commission.
Regions / Country
Europe
Global challenges
Topics
Pensions
Document Type