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Extension of coverage to difficult-to-cover groups
Tanzania has a population of about 45 million people of which working force aged between 15 and 60 years is 23 million people (Population and Housing Census 2012). Only 1.5 million people i.e. 6.5% of the working force get social security protection. Almost 99% of the people who are covered by social security schemes work in the formal sector. 21.5 million people in the working force group are not covered by any comprehensive social security protection. -
Biometric identification
Biometric identification is a method of identifying socially insured persons using their fingerprints and a photograph. The insured person is given a card after the identification process has taken place. The card holds all the information about the career of the insured person.
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Financial performance certification of scheme reserve funds
Financial performance certification is a commitment by the Pension Fund of Morocco (Caisse marocaine des retraites (CMR)) since 2009 concerning its governing bodies. This practice is part of the management reserve fund's modernization (FDR: fonds de réserve) scheme.
In fact, the CMR opted, without regulatory constraint, for the performance certification of the various pension plan portfolios it manages. It is an annual total portfolio and asset class financial performance audit by an independent expert.
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SASSA Biometric Smart Payment Card
The customer centric smart payment card is used to make payment of US$ 866.4bn for distribution of 16million grants to 10 million beneficiaries. The biometric enrolment of 21.7 million recipients comprising of beneficiaries, children and procurators ensured capture of extensive personal data and biometric information such as photograph, fingerprint image and voice print.
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Modernizing the information system to improve service quality and combat fraud
In July 2013, the National Social Security Fund (Caisse nationale de sécurité sociale (CNSS)) launched a programme to improve its information system by integrating the use of biometric cards and e-declarations in its operation. With the biometric card, insured individuals will be able to verify the payment of their contributions, obtain all career and status information, simulate the conditions of their upcoming retirement and collect benefit payments at a kiosk.
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Education benefits at PPF Pensions Fund
On 21st March 2003, the PPF Pensions Fund introduced a new benefit known as education benefits. Education benefit is granted to deceased members' children when a member dies while in service. It covers up to four of the deceased member's children from nursery to secondary education level. -
SOLI: Short Message Service (SMS) reimbursement through a pharmacy network
Using new information and communication technologies (ICT) to implement a project of great social intensity: reimbursing health services by SMS and 3G in the pharmacy network under the supervision of a leading bank. Social benefit reimbursement is fundamental to the State because it relies on respecting the national commitments made to the population. It is not a theoretical question but a practical reality. When a person on a low income is entitled to a reimbursement of health services, the reality of having to manage a household budget on a daily basis becomes apparent.
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Planning and performance
The National Sickness Insurance Fund (Caisse nationale d'assurance maladie (CNAM)) which has implemented new and innovative information and communication technologies (ICT) in social benefit management, has developed since 2010 a new strategy to improve performance at all levels of management.
Drawing on Kaplan and Norton's Balanced Score Card (BSC) work, the method aims to share out all the projects and action plans among the managers to maximize results and thus cultivate a culture of excellence based on project progress accountability reporting.
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Improving service quality
Main ideaThe Government Sector Insurance Fund (GSIF) supports improving the quality of services, and simplification of procedures to ensure full speed and accuracy required.Primary goalImproving and developing insurance services to clients in corporeal and incorporeal ways to ensure client satisfaction, meet their needs and provide an integrated insurance scheme that ensures a dignified life and consistent care.Ways to achieve the goal -
NHIS National Mobile Health Insurance Programme
With less than 5 per cent health insurance coverage, many rural dwellers remain socially excluded. -
Implementation of Tertiary Institutions’ Social Health Insurance Programme
Tertiary Institutions 19 Social Health Insurance Programme (TISHIP) is a programme of the National Health Insurance Scheme (NHIS) which aimed at ensuring access to quality and affordable healthcare for all students in tertiary institutions nationwide.The key stakeholders involved in this Programme include NHIS, tertiary institutions, Health Maintenance Organizations (HMOs), healthcare facilities, Student Union Government (SUG) and regulatory bodies of tertiary institutions.The Programme, which is compulsory for all stud -
Social protection education from an early age
The Malagasy population's unfamiliarity with the social security concept partly explains the low rate of social security coverage (10%). Despite efforts to publicize and raise awareness, the situation remains somewhat static. To remedy this, an education program on the right to social services was implemented in February 2014 through the introduction of Junior Clubs which bring children together. They will act as information vectors through fun and festive activities and will instill a social service culture in their families and society in general.
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Implementation of Pupils in Public Primary Schools Social Health Insurance Programme
The Public Primary Pupils Social Health Insurance Programme (PPPSHIP), a recently introduced programme of the National Health Insurance Scheme (NHIS), is aimed at eliminating financial barriers for over 24 million children in public primary schools in our quest to attaining the 40 per cent coverage by 2015.The NHIS, States, Health Maintenance Organizations (HMOs) and Health Care Facilities (HCFs) are key stakeholders. The Programme is to be funded and managed by the NHIS and participating States in collaboration with appointed private HMOs. -
PPF Pensions Fund SACCOS scheme
In 2004, a special loan product was introduced by PPF Pensions Fund to assist members to live a comfortable life while still actively working and prepare for life after retirement. The product was structured such that it is easily accessed, very affordable to members and has low risk to the scheme. -
Control of technical expenses through a pension enrollment operation and distribution of biometric cards
Since April 2014 the Social Insurance Institute - State Employees' General Retirement Fund (Institut de prévoyance sociale - Caisse générale de retraite des agents de l'Etat (IPS-CGRAE)) has been the object of a major reform which aims notably to ensure continued improvements in the quality of services provided to insured individuals by monitoring beneficiary populations and ultimately, reducing the technical expenses of the Institute.
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Extending the payment of social assistance to the most vulnerable and the poorest people to provide full financial inclusivity
In April 2011, the South African Social Security Agency (SASSA) introduced a new payment system for social assistance. Payments were made to a beneficiary account using a debit master card which is SASSA branded. The card is issued by a registered bank and operates within the banking environment. The specification of the card complies with EMV standards.