The Social Security and National Insurance Trust is betting on the widely used mobile money to improve pension accessibility and convenience, as it deepens its digital transformation strategy to reach a broader base of contributors. With mobile money transaction volumes and values surging to record highs in 2024, SSNIT is integrating mobile money platforms into its service delivery model. The aim is to make pension-related services more accessible to informal sector workers and the broader population who already use mobile wallets daily for payments and remittances. “Almost everyone in Ghana today uses mobile money,” said Kwesi Afreh Biney, Director-General of SSNIT, during the Trust’s 52nd branch launch on the Spintex road in Accra.