forbes.com (29.06.2026) A KFF analysis reveals 26.7 million Americans are uninsured, but the report suggests this figure oversimplifies the issue. Over half of the uninsured may be eligible for existing subsidized plans, and many forgo coverage by choice, not solely due to cost. The article argues that Obamacare's mandates contribute to expensive and restrictive insurance options, while limited access to short-term plans and Medicaid's low doctor reimbursement further deter enrollment. The core problem isn't just a lack of insurance, but that available coverage is often too costly, unattractive, or difficult to navigate. Experts suggest policymakers should prioritize making insurance better and cheaper, rather than just increasing subsidies, by rolling back regulations to foster more appealing options.