Pandemic highlights disparities across states, injuries vs. illnesses | National Academy of Social Insurance
Published: May 2020
By: Jay Patel, Research Assistant for Income Security Policy
The U.S. workers’ compensation system in its current form is complex, opaque and fragmented. Unlike other social insurance programs, it is wholly administered at the state level, and there is neither federal oversight nor any federal mandate that sets out minimum standards. As a result, there is substantial variation across states in levels of both coverage and benefits. Moreover, compensation differs for job-related injuries versus illnesses.