pensionsage (03.06.2019) The government is being urged to give new mothers a £2,000 pension top-up to address the pension gender gap. The call from Which? follows analysis by itself and the Pensions Policy Institute, which found that women who take time out of work to care for a while, are hit with a ‘motherhood pension penalty’, potentially saving £15,000 less towards retirement compared to the average full-time working woman.