The Social Insurance Bank (Banco de Previsión Social ‒ BPS) has developed measures to discourage the non-compliance of those paying social security contributions and to promptly recover debts by applying controls that discourage the adoption of irregular behaviour.

The Contributor Profiling System (Calificación Tributaria) is a model that describes each contributor as a function of the possible risks in their dealings with BPS from the time of their admission to the scheme, as derived from coefficients of trustworthiness based on their past behaviour.

This score reflects both formal and indirect compliance indicators of the contributor, their members and other contributors with similar characteristics, and allows the BPS to adopt proactive measures to minimize instances of non-compliance, and to define tailored measures that reward good behaviour and address the risks of those that showed previous signs of irregularity.

Key benefits:

• efficient management, enabling targeted actions and processes based on the characteristics of different contributors;
• improved detection of and preventive approach to abuse and fraudulent situations;
• a better reading of the risk presented by contributors, so as to incentivize them to fulfil their obligations;
• optimized fiscal intelligence.