The Directorate of Workers 19 Social Protection (Direction de la Protection Sociale des Travailleurs (DAPS)) developed the ATLAS software as part of the reflection on and reform of pension schemes in Morocco. It is designed to respond to the specificities of Moroccan pension schemes. It can be used to develop projections that will assist in piloting these schemes by producing:

• • demographic indicators (among which are contributing members, retirees and widow(er)s);

• • financial indicators (contributions and in-kind benefits);
• • available reserve funds;

• • funding commitments of the scheme (ABO and PBO);

• • calculations of break-even contribution rates (scaled premiums).

ATLAS can also process several retirement schemes simultaneously and produce projections with a 100-year time horizon.

In addition, it can simulate reforms under consideration and their impact on the equilibrium of schemes and the rights of members.

ATLAS was used to develop projections of reform scenarios as part of the work of the National Committee for Pension Reform, chaired by the Head of Government.