In March of 2015 the German Statutory Pension Insurance Scheme (Deutsche Rentenversicherung Bund) launched a new consulting service specially tailored to the needs of employers and firms. One of the aims of this service for firms is to reinforce preventively and sustainably employee health.

This programme, implemented by Act No. 26970 (2014), consists of a moratorium on pensions and seeks to achieve universal pension coverage, promoting social inclusion and reducing poverty and indigence among the elderly.

Medical committees issue decisions determining the percentage of disability caused by occupational accidents or diseases. Moreover they intervene in the cases of discrepancies over treatment or advice concerning return to work, and to determine the occupational nature of an accident. The management model used is entirely digital and provides a simple, effective and rapid tool for workers, reducing the time taken to process each step and offering the possibility of providing medical consultations when the application is made by the worker, thereby improving the service.

Preventing professional risks requires teamwork and network efforts. Our experience as a Mutual Fund that employs 2,233 officials and provides care services of every sort to approximately 83,000 associates indicates that it is essential to work on the continuous improvement of the promotion, prevention, and health care in the workplace.

For more than 20 years, the Employment Injury Insurance scheme for workers has provided cash benefits/compensation. In 2014, BPJS Ketenagakerjaan was mandated to reform its social security system. In order to fulfill that mandate, we proposed the Return to Work Programme to the Indonesian Government as a part of social security reform that provides a holistic approach.