This programme, implemented by Act No. 26970 (2014), consists of a moratorium on pensions and seeks to achieve universal pension coverage, promoting social inclusion and reducing poverty and indigence among the elderly.

With the first programme in 2005, after three decades of unemployment and informal employment, coverage was extended to 2,750,000 people. This new moratorium extends ten more years (until 2003), the period for which applicants can regulate unpaid contributions, but includes additional requirements that makes it unique and accessible to those that need it the most.

The moratorium allows to regularize contributions for the period 1993-2003, with up to 60 instalments deducted from the pension fund. What makes this programme interesting is that payments are not fixed: they are updated according to pension rate adjustments, ensuring the sustainability of the system.

This programme led to the achievement of tangible results with regards to the set objectives. Moreover, this experience shows that the programme could be reproduced in other countries.