Submitted by monitor on Wed, 11/18/2015 - 09:24 URL http://www.theguardian.com/society/2015/nov/18/flaws-universal-credit-system-vu… Body The Guardian (18.11.2015) Vulnerable people penniless, says study Built-in delay of at least 42 days before claimants receive payments leaves people struggling to pay bills and buy food, says Citizens Advice Tags poverty published